Payment cost control for finance teams
Know what accepting payments actually costs.
Cece connects read-only to your payment provider, shows finance exactly what accepting payments costs, and explains why it changes. With Cece Pro, it checks your costs against your agreement and a defensible market reference, so you know what to recover, what to renegotiate, and when.
Payments intelligence out
Payment cost rose 8 bps in September. Provider pricing didn't change. A shift toward e-commerce explains most of it.
- Total payments cost
- $343,568
- Cost per $100
- $3.07
- Billed above contract
- 7 bps
- Notice deadline
- in 87 days
Illustrative example
See Cece in action
One month for a sample merchant, from the raw fees to the board slide.
What did accepting payments cost?
$3.07 for every $100 accepted. $351,098 paid to the provider in total, including services outside payment acceptance.
What you paid. What you should have paid. What you should negotiate next.
- Understand the full cost
- Core processing, the provider products around it, and everything else you pay the provider, in dollars and per $100 of volume. Not just the headline rate.
- Know why it changed
- Cece separates pricing changes from changes in channel mix, average ticket and product usage, so finance knows whether anyone actually raised prices.
- Control the commercial relationship
- Upload your agreement, confirm the terms, and see Actual vs Contract vs Reference. Cece tells you what to recover, what to renegotiate and what to monitor.
- Never miss a commercial deadline
- Renewal dates and notice deadlines are tracked separately. Missing a non-renewal notice can lock in old pricing for another year.
- Cece advises
- Recommendations come with the driver, the dollar impact and a confidence level. Cece won't tell you to undo healthy growth because another channel is cheaper.
- Executive-ready communication
- Board, CEO and PE-sponsor slides and PDF reviews in your branding, built from verified figures. Tell Cece what to emphasize; it never changes the numbers.
- Continuous monitoring
- Cece watches costs, product fees, contract dates and market movement, and emails the right people when something material happens.
Built for finance, not for payments operations
Read-only. Cece never moves money, issues refunds or changes your provider account.
Deterministic numbers. Every figure comes from a versioned calculation, not from AI. Cece explains the results; it doesn't invent them.
The intelligence layer above your provider. Stripe first, with a provider-independent model underneath.
This is payments intelligence.
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